In a Long-Term Care policy, which of the following is NOT considered an activity of daily living (ADL)?

Activities of Daily Living (ADLs) are fundamental tasks that are essential for an individual's day-to-day functioning and self-care. They commonly include bathing, eating, and dressing, which require a certain level of physical and cognitive ability.

Talking does not qualify as an ADL because it is not considered a basic self-care function that one needs to perform in order to maintain personal independence in a long-term care context. Long-term care policies typically focus on those activities that are directly related to personal care and assistance rather than communication skills, which are classified differently in health and care assessments. Thus, the correct answer highlights that talking is not included in the definition of ADLs relevant to long-term care policies.